That your ability to get credit is not just based on credit accounts reported in your credit report, but also on your stability and assets - how long you have been in the same job or in the same field, how long you have been in the same job or in the same field, how long you have been living at the same address, and whether you have bank accounts.
You also can improve your credit by providing information to creditors that is not already in your credit reports. (inquire to learn how to do this) .
***Be Sure that you are Ready***
Trying to get new credit too soon can be risky. If you apply for credit, but don't qualify, your credit report will reflect credit inquiries that can reduce your credit score and make it harder to get credit (ask about our no credit requirements secure card).