The perpetual state of Homelessness will never end unless we take initiative to educate peoplem on the importance of credit, how to use it and how it is speaking on their behalf. Also, how it is keeping them in bondage and in a perpetual state of not having the proper resources to maintain in the United States of America's economy.
Then there is the gentrification that has taken over the affordable housing neighborhoods and pushing people into temporary housing units and promising that they will have first dibs on the new apartments or "mixed" income units. This simply is not true. There will be additional qualifications for those previous residence that were not in place prior to the gentrification project for that particular area.
The idea of gentrification is to improve areas for the middle-class to live in the inner cities and feel safe and live in desirable housing and areas. At the expense of others not having safe and affordable housing. Prior to the gentrification the Ending Youth Homelessness by 2020 Initiative was the major wave of "doing good".
Opening Doors: The Federal Strategic Plan to Prevent and End Homelessness, is the nation's first comprehensive strategy aimed at preventing and ending homelessness, and serves as a roadmap for federal departments as well as local and state partners in the public and private sector to address this critical issue.
The vision for this program is that "no one should experience homelessness - no one should be without a safe stable place to call home".
So, much for these ambitious goals.
Majority of the population that are homeless are Youth and Children.
To tag team with gentrification is the increase in rent in other areas that were once affordable. Oh, and it is not like back in the day where one good easily find a private landlord and skip the scrutiny of the background checks. Now everyone has access to an online program that will allow any landlord to screen a tenants credit most importantly.
Credit is the elephant in the room because most people have lived their lives without using it, knowing how to build it or just not having the proper education and respect for it and how much more comfortable life can be when using credit as the tool that it is.
There is a serious disconnect in the mentality of the importance of credit and the eagerness of those that have the knowledge and aren't providing to others, starting with those getting all of the government and private millions to participate in gentrification builds and renovations. It is then that NPO's responsibility to provide resources to help the displaced tenants get into position to apply for the new homes.
But I know....
That's not the goal.