Recognizing the importance of a spending plan
Setting and prioritizing your financial goals
Taking simple steps to create a workable plan
Tapping into some financial resources
Making adjustments to your plan as you age
So what does a spending plan have to do with credit?
Your credit is a financial reflection of your life. If your life is out of control, chances are your finances are, too, and your credit isn't far behind.
Things a good plan can help you do:
Reach your financial and personal goals
Master your finances
Save more than you thought possible
Uncover extra cash
Share common goals
Be as prepared as an Eagle Scout
Keep debt in its place
Manage your credit
Give yourself peace of mind
Categorizing your goals:
Setting and prioritizing your goals establishes a powerful incentive for turning easy immediate gratification into a plan that puts you, not others, in control of your finances and your life.
~Steve Bucci, BA, MA