Create your own letter using this as a model
Name(s) on account: ______________________________
Account number: _________________________________
To Whom It May Concern:
On ____________________, 20_____, I received a copy of my credit report from
____________________ credit reporting agency. Included in that report was the following incorrect or incomplete information you reported:
That information is not correct. The following is the correct, complete information:
I have enclosed copies of the following documentation supporting my claim that the information you reported is not correct or is incomplete:
This incorrect or incomplete information is damaging my credit. Please immediately contact Experian, TransUnion, and Equifax (and any other credit reporting agency to which you reported this information) and direct them to remove this information from my credit file. Please confirm within 20 days that you have directed these credit reporting agencies to remove this information, and provide me a copy of the form you used to advise them of the error.
I have enclosed the Consumer Financial Protection Bureau’s Notice to Furnishers of Information, which details your responsibilities under the Fair Credit Reporting Act as a furnisher of information to credit reporting agencies.
Thank you for your immediate attention to this matter.
Email address: ___________________________________
Enclosures: [list, if any]____________________________